Our Services

Whether you’re seeking a personal loan to consolidate debt, a small business loan to jumpstart your new venture, or a credit-builder loan to enhance your financial profile, we’re here to help. Our loan options come with transparent terms, flexible repayment, and friendly guidance every step of the way.

Respectful & Effective Debt Settlement

We help individuals take control of overwhelming credit card and personal loan debt through professional debt settlement services — not collections. Our approach is built on transparency, respect, and real financial relief. By negotiating directly with creditors, we work to reduce what our clients owe and create a clear path toward financial freedom.

Our experienced, bilingual team guides each client through a personalized plan, with the goal of lowering their total debt burden.

  • Compliant with all federal and state regulations

  • Compassionate, nonjudgmental support from day one

  • Clear, bilingual communication every step of the way


Accessible Loans Tailored to Your Needs

Featured Loan Options:

  • Personal Loans: Emergency expenses, consolidations, or special goals

  • Small Business Loans: Financing to start, grow, or sustain your enterprise

  • Credit-Builder Loans: Establish or improve your credit history with manageable steps


Empower Your Financial Future with Expert Guidance

At Latin Credit US, we know that knowledge is power. Our certified credit counselors offer personalized sessions, workshops, and online resources to help you understand your credit report, create budgets, and achieve your long-term financial objectives. We believe in giving you the tools to take control, one informed decision at a time.

Services Include:

  • One-on-one credit consultations

  • Customized budgeting and financial planning

  • Educational webinars and community workshops (in English & Spanish)

  • Resources to understand credit scores, interest rates, and payment strategies