Terms of Service
Effective Date: February 25, 2025
1. Acceptance of Terms
By accessing and using the services provided by Latin Credit US ("Company," "we," "us," or "our") through our website https://www.latincreditus.com/ ("Site"), you ("User," "you," or "your") agree to comply with and be bound by these Terms of Service ("Terms"). If you disagree with these Terms, please refrain from using our Site and services.
2. Services Offered
Latin Credit US offers a range of financial services, including but not limited to:
● Debt recovery services
● Flexible loan solutions
● Personalized credit guidance
Our services are designed to support the Hispanic community with culturally sensitive financial solutions. For detailed information about our services, please visit our Services page.
3. Eligibility
To use our services, you must be at least 18 years old and a resident of the United States. By using our Site, you represent and warrant that you meet these eligibility requirements.
4. User Responsibilities
You agree to:
● Provide accurate and complete information when interacting with our services.
● Use our services only for lawful purposes.
● Not engage in any activity that could harm or disrupt our services or Site.
5. Privacy Policy
Your privacy is important to us. Our Privacy Policy outlines how we collect, use, and protect your personal information. You consent to the practices described in our Privacy Policy by using our services.
6. Intellectual Property
All content on our Site, including text, graphics, logos, and images, is the property of Latin Credit US and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our express written permission.
7. Limitation of Liability
To the fullest extent permitted by law, Latin Credit US shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services or Site.
8. Changes to Terms
We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on our Site. Your continued use of our services constitutes acceptance of the revised Terms.
SMS/Text Messaging Terms and Conditions
Brand Name: Latin Credit US
Program Description: By providing your mobile phone number and opting in through our website contact form or other means, you agree to receive SMS/text messages from Latin Credit US. These messages may include service updates, appointment reminders, account information, promotional offers, and other marketing communications related to our services.
Message and Data Rates May Apply: Message and data rates from your carrier may apply.
Message Frequency: Message frequency varies and may include recurring messages based on your interactions with us.
Opt-Out Instructions: You can cancel SMS/text messages at any time by replying STOP to any message you receive from us. After you send the STOP message, we will send you one final confirmation message stating that you have been unsubscribed. You will not receive any further messages unless you opt in again.
Help Instructions: For help, reply HELP to any message or contact our customer service at 800-320-3534 or info@latincreditus.com.
Carriers Not Liable: Wireless carriers are not liable for delayed or undelivered messages.
Privacy: For information about how we collect, use, and protect your data, please review our Privacy Policy.
9. Contact Information
For any questions or concerns regarding these Terms, please contact us at:
● Email: info@latincreditus.com
● Phone: 800-320-3534
● Address: 19 Terhune Ave, Jersey City, NJ 07305